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Title Insurance Is Getting Disrupted... And It’s About Time

Title Insurance Is Getting Disrupted... And It’s About Time

Technology July 2, 2025

Title Insurance Is Getting Disrupted... And It’s About Time

Earlier this year, Bergen County, NJ made history. 

They partnered with Balcony DAO to digitize 370,000 property deeds. $240 billion in real estate onto the Avalanche blockchain. No more fragmented archives. No more 14-day title searches. Everything tamper-proof, real-time, and trackable. 

This isn’t a pilot. It’s not an experiment. It’s execution. And it’s a wake-up call. 

 

Title Insurance Is Getting Disrupted... Finally 

Real estate is a trillion-dollar machine running on outdated gears. One of the worst culprits? Title insurance. 

You know the drill: clunky searches, archaic databases, costs between $1,000 and $4,000 per transaction, and in some markets, up to 30% of deals are derailed by errors. 

Bergen County just proved it doesn’t have to be this way. 

With blockchain: 

Title searches drop from weeks to seconds 

Fraud risk plummets 

Errors get slashed 

Buyers gain real-time confidence 

It’s Carfax for your home. Finally. 

 

What This Means for Buyers 

If you’re buying, especially if it’s your first time, this changes everything. 

Instant verification 

Lower premiums (20-30% projected cuts) 

Faster closings (from weeks to hours) 

Real transparency 

 

What This Means for Agents and Brokers 

This isn’t just a tech shift, it’s a positioning play. 

Close faster, with confidence Imagine going from accepted offer to closing in 72 hours because the title process was instant. That’s not hypothetical... it’s already happening in Bergen County. 

Reduce fallout and friction Ever lost a deal because a surprise lien showed up three days before closing? Blockchain eliminates those landmine moments by making title records transparent from day one. 

Deliver a modern, premium client experience Picture this: your client signs the contract and you hand them a digital dashboard with verified ownership records, real-time tracking, and zero paperwork delays. That’s what they remember—and what they tell their friends. 

Stand out with a sharper value proposition While others are explaining title delays, you’re guiding your client through a seamless, secure, tech-driven transaction. You’re not just helping them buy a home, you’re helping them win. 

This isn’t about replacing professionals. It’s about empowering them to work smarter, move faster, and lead with more authority. If you’re still thinking this is “down the line” tech, you’re already behind. Lean in. This is the future. 

 

Blockchain Doesn’t Replace Title Insurance. It Rebuilds the Foundation. 

No, blockchain won’t sniff out a forged will or a messy probate issue (yet). But it rebuilds the broken infrastructure the rest of the process sits on. 

This is about removing friction at scale. 

 

At SERHANT., We Move First 

We’re not waiting. We’re building media, tech, and education ecosystems for a faster, better, smarter industry. 

If you're: 

A buyer: start asking smarter questions 

An agent: get educated... your clients will expect it 

A builder: this is your green light 

Let’s stop waiting for innovation to happen to us. Let’s be the ones who lead it. 

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